Bank statement PDF to Excel, CSV & Tally XML — Jemsky

Jemsky is a bank statement PDF to Excel, CSV, and Tally XML converter built for Indian chartered accountants. Dedicated bank-wise parsers extract transactions in under five seconds, verify opening and closing balances, and discard statement bytes from memory so client data is never stored on disk.

What is a bank statement PDF to Excel converter?

A bank statement PDF to Excel converter turns a bank’s downloadable PDF ledger into structured spreadsheet rows—date, cheque or reference number, narration, withdrawal, deposit, and running balance—so accountants can reconcile books without retyping. A bank statement is the official summary of those transactions for a given period; Indian e-statements are typically issued as PDFs that Jemsky maps into typed columns.

Manual copy-paste from PDF viewers breaks when narrations wrap across lines or when summary rows sit between transactions. Dedicated parsers reconstruct multi-line particulars into a single cell, isolate NEFT, IMPS, Unified Payments Interface (UPI), and cheque references, and run the audit equation Opening + Deposits − Withdrawals = Closing before you download.

Why do Indian CA firms need bank-wise statement parsers?

Every bank’s e-statement geometry differs—column order, value-date placement, summary rows, and Gujarati/English co-op layouts. A single OCR model misreads amounts and splits narrations. Jemsky ships a dedicated engine per bank across 24+ supported brands so SBI, HDFC, ICICI, Axis, Kotak, PNB, Bank of Baroda, HSBC, IDBI, DCB, Bank of America, and Gujarat district co-ops export clean typed columns for audit and Tally import.

Which banks does Jemsky support?

State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, Punjab National Bank, Bank of Baroda, Canara Bank, Union Bank of India, IndusInd Bank, IDFC FIRST Bank, Yes Bank, Indian Bank, Central Bank of India, Federal Bank / Bank of India, DCB Bank, HSBC Bank, IDBI Bank, Bank of America, The Amreli Jilla Madhyastha Sahakari Bank Ltd., Surat District Co-Op Bank, Varachha Co-Op Bank, Rajkot Nagrik Sahakari Bank, Saraswat Co-operative Bank. Each brand has its own URL under supported banks.

How do co-operative bank PDFs differ from national banks?

District co-operative statements often mix Gujarati headers with English amounts, insert audit-log rows, and use Standard, Detail, Netbanking, E-Passbook, or compact layouts. Native plugins cover Amreli Jilla Madhyastha Sahakari, Surat DCCB, Varachha Co-Op, Rajkot Nagrik Sahakari Bank, and Saraswat Co-operative Bank.

How does zero data retention protect client bank statements?

Zero data retention means Jemsky processes each bank statement PDF in volatile server memory and discards the bytes when conversion finishes—no PDF, Excel, CSV, or ledger rows are written to a database. Passwords for locked PDFs unlock the stream in RAM only. For CA firms under client confidentiality and India’s Digital Personal Data Protection Act, 2023, that architecture removes leftover statement archives on a third-party disk.

Transport uses Transport Layer Security (TLS), configured in line with NIST SP 800-52 Rev. 2. Jemsky does not offer a saved-conversions history of client statements by design. Full control list: security architecture.

How do you import a bank statement PDF into TallyPrime?

Convert the PDF to Tally XML with Jemsky, then use Import → Transactions in TallyPrime (or Tally.ERP 9) to post Payment and Receipt vouchers. Withdrawals become Payment vouchers; deposits become Receipt vouchers. With ledger suggest enabled, each row can map to a party ledger from Master.json / Master.xml.

Saved Mapping Rules map a narration pattern (for example ZOMATO) to a party ledger and run first as RULE matches. Unmatched rows fall back to Suspense A/c. Walkthrough: User Guide and bank statement to Tally XML.

When should you export Excel versus Tally XML?

Export Excel when you need audit sampling, multi-commodity trading reconciliation, Busy or Zoho spreadsheets, or partner review. Export Tally XML when vouchers must land in Day Book. Many firms download both from the same in-memory parse.

How does Jemsky compare to generic converters and platforms like Leepik?

While generic accounting converters like Leepik rely on one-size-fits-all OCR models and persistent cloud document storage, Jemsky is calibrated specifically for Indian chartered accountants: dedicated deterministic parsers for 24+ national and co-operative banks (including Varachha, Surat DCCB, and RNSB), direct TallyPrime 7.1 XML voucher generation with party ledger auto-mapping, sub-5-second processing, and strict zero customer data retention compliant with India's DPDP Act 2023.

Pricing for freelancers and CA firms

Free Trial ₹0; Starter ₹75/month (200 pages); Growth ₹179/month (900 pages); Pro ₹999/year (6,500 pages); CA Unlimited ₹2,499/year. Paid plans +18% GST. Launch code RAJ24315 at register can unlock free CA Unlimited during the launching offer. Every plan includes bank-wise parsers and zero statement storage — you buy capacity, not security features. Details: pricing.

Methodology versus generic OCR

Digital e-statements already contain positioned text. Re-running optical character recognition introduces character errors on amounts. Jemsky uses coordinate-calibrated vector parsing as the primary path. OCR remains a fallback for image-only packs such as certain Saraswat and Bank of America scans.

Authoritative sources

Claims on this page about statements, UPI, encryption, DPDP, GST, OCR, and AI-search citations:

Machine-readable overview: llms.txt.

Related: User Guide · How it works · Banks · Tally · FAQ · About